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Breaking Your MortgageFeatured

The main reason to consider breaking your current mortgage is to get a better rate. Should you break your mortgage for a lower rate? Read More
Should I refinance?Featured

Sounds like a simple enough question, but for many people it is a difficult question to answer. Read More
Home Buying ProcessFeatured

Providing the lowest mortgage rate in Alberta is one thing, but demystifying the entire home purchasing process is just one of the other valuable services provided by Alberta Equity. Read More
Mortgage Choices (variable vs fixed)

Though many mortgage choices are available, they all fall into two categories: fixed, in which the interest rate and payments do not vary, and adjustable/variable, in which they do. Read More
Moving Tips

The big move is fast approaching and you are now feeling the stress, but don't worry. By following a few simple steps, you can eliminate most of that stress from your move. Read More
Change of Mailing Address

It is often difficult to remember who to notify when changing your address and most people forget or overlook their friends and family or companies that do not send mail every month. Read More
Hiring a Home Inspector

Once you buy a home, you're on your own to maintain it, repair it, anticipate problems and pay the bills. This is why it's best to know as much as you can about potential problems before you make the commitment to buy. Read More
Home Buying FAQ

Buying your first home is a very exciting time. To avoid adding unwanted stress to this process read the following question and answer page. This valuable information will make your first home purchase a pleasurable experience. Read More
30-Year Amortizations

In the past, when it came to financing, the 25 year amortization was the longest period of time you could stretch your mortgage out to. Recently, the 30 year amortization has become quite popular. Read More
Self-Employed Calgary Mortgages

Since most self-employed people write-off a large portion of their income, they may fall below certain guidelines set forth by some lenders. Read More
Alberta Mortgage Tips

Everyone has advice to give, but whether it is useful or correct is anyone's guess. Mortgage Tips are only valuable if they come from a reliable source. Read More
Accelerated Biweekly Mortgage Payments

Arranging to make biweekly-accelerated payments can have a dramatic effect on the amount of money you have to pay and the time frame before your mortgage is all paid off. Read More
Calgary Mortgages

Being a large metropolitan city with plenty of real estate within the city limits means the need and demand for mortgage financing in Calgary is high. Read More
Calgary Mortgage Brokers

With so many people wanting to live in Calgary, it is no wonder Calgary mortgage brokers are trained and armed with more lending products than their banking counterparts. Read More
Renovation Step-by-Step

From the first idea to the finished project, there's a great deal to think about when you decide to renovate. Read More
Edmonton Mortgages

Properties in Alberta's Capital city range from urban, apartment style lofts in the downtown core to residential acreages in the outskirts of the city. Read More
Edmonton Mortgage Brokers

Edmonton mortgage brokers are among the top professionals in Canada when it comes to assisting and sourcing mortgage loan requests. Read More
Extended Amortization Mortgages

Longer amortizations (25, 30 years) are readily available and are used to make the blended payments of principal and interest much more affordable. Read More
Financing for Education

Student loans can take decades to pay off. Alberta Equity has come across many great clients who are still paying off student loans in their early 40s. Read More
Find a Mortgage Broker

How easy is it to find a mortgage broker? It's really easy; in fact, you just found the best one in Alberta through this site. Read More
Getting the Best Mortgage Rate in Canada

Getting the best rates in Canada doesn't require a membership to any exclusive clubs or associations. Read More
How to Submit a Mortgage Application

There are a few things to be aware of before submitting a mortgage application online. Read More
Interest Rates on First & Second Mortgages

The following is some general information about the interest rate that you can expect to receive on first and second mortgages in Canada. Read More
Mortgage Brokers - Your Best Option

Mortgage brokers are trained to find the best mortgage product for you at the best available rate. Read More
Mortgage Refinance

Refinancing a mortgage is the process of paying out your existing mortgage in order to lock in to a better mortgage and to consolidate any high interest debt by converting it to a new mortgage. Read More
Opening a Large Line of Credit in Canada

A line of credit is a revolving account that allows you to quickly borrow money again and again. A line of credit is usually priced at or just above Prime Rate. Read More
Prime Lending Rate vs. Fixed Mortgage Rates

Canadians frequently ask us whether an increase or decrease in the prime rate causes fixed mortgage rates to move. Read More
TFSA

Canadians can now put up to $5,000 per year into a Tax Free Savings Account (TFSA) to save for almost anything from a dream vacation to retirement. Read More
The Process of Applying for a Loan

Having all of this information before contacting a mortgage broker will make the process go much faster. Read More
Travel Financing

Many Alberta Equity and CanEquity clients have decided to refinance their mortgage to take their family on a once in a lifetime journey to locations around the globe that they couldn't otherwise take them to. Read More