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Competition = Lowest Mortgage Rates in Alberta

Although many people in Alberta try to re-negotiate a mortgage with one lender [a bank], competition has always resulted in the best deal.

With your application, we will survey all of the leading Canadian lenders to find the best rate mortgages in Canada. This FREE unbiased service guarantees that you will receive the lowest mortgage rates and the most savings over the term of your mortgage:

Term
Our Rate
Bank Rate
Savings
 
3 years 2.89 4.05 $8,397.74
5 years 3.29 5.29 $23,896.23
7 years 3.99 6.35 $39,292.81
 
Above calculation based on a $250,000.00 mortgage loan over a 25-year amortization period using a monthly payment schedule (mortgage loan for an average Calgary inner-city two-story home).
* Mortgages and rates subject to change without notice.

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Mortgage Calculator

A mortgage calculator is a quick and easy way to calculate your mortgage payments.
Learn exactly how much you can afford to spend before you buy.

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Mortgage Application

Mortgage Application

Why wait? Apply online today with our free mortgage application.
See how safe & simple applying online is by using the Alberta Equity secure mortgage form.

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News & Events

Alberta Mortgage & Real Estate News
  • Harper government continues focus on jobs and growth
    CALGARY, Alberta, January 26, 2012 — The Honourable Denis Lebel, Minister of Transport, Infrastructure and Communities, and Minister of the Economic Development Agency of Canada for the Regions of Quebec, today is meeting with business leaders in Calgary, following successful similar meetings in Montreal and Vancouver earlier in the week. Through these meetings, Minister Lebel and his …
  • Canadian borrowing surge driven by most indebted households: CIBC
    TORONTO, Ontario, January 26, 2012 — The surge in Canadian borrowing over the last five years has been driven by the country's most indebted households, finds a new research report from CIBC World Markets Inc. The report notes that while much concern has been raised about the record level of Canadian household debt, now at a debt-to-income ratio of 151 per cent, little analysis had been …
  • TREB's Months of Inventory Indicator/Affordability Point to Continued Price ...
    TORONTO, Ontario, January 20, 2012 — Starting with its November 2011 Market Watch publication, the Toronto Real Estate Board (TREB) has been publishing a new Months of Inventory (MOI) indicator. MOI shows how long, on average*, it would take to sell all actively listed homes assuming the level of sales remained the same and no additional homes were listed. When the MOI trends downward, …

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Upcoming Events

The Red Violin
Date:
Feb 23
Locale:
Jack Singer Concert Hall, Calgary, AB
Contact:
(403) 571-0849

Calgary Home & Garden Show
Date:
Feb 23 -26
Locale:
BMO Centre, Stampede Park 20 Roundup Way SE, Calgary, AB

Nocturne
Date:
Mar 16
Locale:
Jack Singer Concert Hall, Calgary, AB
Contact:
(403) 571-0849

36th Annual Home and Garden Trade Show
Date:
Mar 14 - 17
Locale:
Exhibition Park, Lethbridge, AB
Contact:
(403) 328-4491

Edmonton Home & Garden Show
Date:
Mar 22 - 25
Locale:
Northlands, Edmonton EXPO Centre, 7515-118 Ave NW, Edmonton, AB
Contact:
(780) 491-5547

Boyle Farmers' Market - Rodeo Fair
Date:
July 16 - 17
Locale:
Rodeo Grounds, Boyle, AB
Contact:
(780) 689-2146

 

This Week's Topic And Mortgage News and Events

 
If high interest rate credit cards and loan debt are keeping you from getting ahead, as a home owner you can refinance your existing mortgage and use the equity in your home to pay off that debt. With the low mortgage rates and rising property values it is a great time to consolidate your debt and even decrease your monthly payments.

Canadian Mortgage Info Online

CanEquity.com has recently launched its Canadian Mortgage Statistics website providing a unique source for mortgage brokers and mortgage seekers to learn about Internet mortgage trends.

These statistics were compiled using over 20,000 surveys, plus data collected over a span of five years.

Over one thousand pages of cities and towns have been developed with data ranging from average loans to peak hours for mortgage inquires through a 24-hour day.

Some of the highlights you will find are:

  • Average ages, martial and residential status for Internet mortgage inquires.
  • Interactive flash interface allowing you to plot national and provincial mortgage originations, average incomes, and loan amounts.
  • Data displaying year-to-year, month-to-month and day-to-day Internet volume comparisons with complete charts and graphs.
  • Tables displaying provincial and national mortgage volume rankings of cities and towns throughout Canada.

These statistics are anonymous and contain no personal information, and cannot be used to gather such information; therefore this information may be used freely for educational or non-commercial use.

What is a Mortgage Broker?

What is a Mortgage Broker

A Mortgage Broker is a registered agent who works on behalf of a borrower to obtain the best possible mortgage option for that borrower's financial situation. The Mortgage broker is a skilled negotiator and deals directly with the lenders in both standard and non standard borrowing situations. They have access to lenders who may not advertise nationally or be readily available to the consumer so finding the best possible mortgage option holds true.

Why do it Alone?

Investing in a new home is a big decision, so as a first-time home buyer, why do it alone?

Let our professionals guide you through the home buying process. We can advise you on all the legalities, the home inspection and the property appraisal. We will also work to find you the best interest rate and mortgage option that suits your financial situation.

Buying your first home can be overwhelming because of the wide variety of property available. It is important to get pre-approved for a mortgage because this will help you narrow your property search.

Our professionals will help get you pre-approved and be able to tell you exactly what you can afford, what your interest rate will be, and the amount of your monthly repayment.

Let us find the best lowest rate!

When dealing with your bank, you only deal with one lender. At Alberta Equity Mortgages, we shop the market from coast to coast comparing rates from hundreds of Canadian banks, mortgage lenders, trust companies and credit unions. This allows us to find you the lowest mortgage rates and best possible terms in Canada. And, if that's not enough, we will do all the paperwork necessary to get your mortgage application pre-approved, saving you the time, money and trouble of going to the bank.

Alberta Mortgage Stats Canada Mortgage and Housing Equifax Credit Monitoring Home Renovation Guide
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