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Competition = Low Mortgage Rates

Many Albertans apply for a mortgage with just one lender, often their bank, without shopping around without realizing that competition always results in the best deal.

We will survey the market and search dozens of mortgage lenders to find the best rates in Canada. This FREE unbiased service ensures that you will receive low mortgage rates and huge savings over the term of your mortgage:

Term
Our Rate
Bank Rate
Savings
 
3 years 2.24 3.65 $10,181.63
5 years 2.39 4.64 $26,688.75
7 years 3.44 5.30 $30,676.27
 
Above calculation based on a $250,000.00 mortgage loan over a 25-year amortization period using a monthly payment schedule (mortgage loan for an average Calgary inner-city two-story home).
* Mortgages and rates subject to change without notice.

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Straight from the horse's mouth. You won't find better advice anywhere—from the province's leading provider in home financing. Alberta Equity has been helping Albertans get the best from their mortgage in terms of rates, features and service since 2001.

Having Difficulty Managing your Monthly Bills?

Managing your Monthly Bills

For many Canadians, it is easy to let the monthly bills get out of control and it becomes difficult to make ends meet. Making multiple payments to credit cards and other credit lenders can be overwhelming. Our mortgage brokers at Alberta Equity are qualified professionals who are trained to find the perfect solution for your unique situation, so why not make things much simpler with one easy payment? Here are some options to consider:

  • Refinance your existing mortgage and use the equity in your home to pay off high interest credit cards
  • Obtain a short time second mortgage for a if you are unable to refinance your existing mortgage

Taking the Stress out of Home Hunting

House Hunting Without Stress

Purchasing a new home can be a major decision for many and it can also be extremely stressful. Don't let stress ruin this exciting time.

By pre-qualifying and taking all of your mortgage needs into consideration prior to house hunting, you can then focus on the small details when you are ready to start looking.

The perfect home within your price range is waiting for you, but if you need more help taking the guess work out of mortgage shopping and home buying, our brokers at Alberta Equity Mortgages will work for you.

Closing Costs Associated with Purchasing a New Home

Be prepared to pay some closing costs when purchasing a new home. These costs are not part of the property purchase, but additional items that you should consider. However, it is important to remember that these items may not be applicable in all cases, so check with your lawyer for a complete list of all closing costs specific to your situation. Possible closings costs can include:

  • Legal fees
  • Property Transfer Tax
  • Interest Adjustment
  • Property Tax Adjustment
  • Property Appraisal
  • Property Inspection
  • Survey Certificate
  • Insurance Binder

Note: Some of these costs may be included in your legal fees as your lawyer will arrange for the service to be completed.

Is Buying a Home a Good Investment?

Buying a Home as Investment

Many first-time home buyers are inexperienced when it comes to investing and even wonder if buying a home is a good investment? Don't take our word for it! You can ask other home owners as they tend to agree that yes buying a home is a solid investment.

Investing in real estate gives a home owner both financial leverage and possible monetary gains upon selling the residence. Because you are not required to have the full purchase price you can borrow the money to finance the purchase and when if you sell, any money made on the residence above the purchase price is tax free and yours to enjoy.