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Competition = Low Mortgage Rates

Many Albertans apply for a mortgage with just one lender, often their bank, without shopping around without realizing that competition always results in the best deal.

We will survey the market and search dozens of mortgage lenders to find the best rates in Canada. This FREE unbiased service ensures that you will receive low mortgage rates and huge savings over the term of your mortgage:

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Error message: Illegal division by zero at D:\inetpub\wwwroot\AlbertaEquityV2\cgi-bin\ab-rates.cgi line 74.

Please call CanEquity Support at 1-866-530-5541 to report this error. Above calculation based on a $250,000.00 mortgage loan over a 25-year amortization period using a monthly payment schedule (mortgage loan for an average Calgary inner-city two-story home).
* Mortgages and rates subject to change without notice.


Mortgage Calculator

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Learn exactly how much you can afford to spend before you buy.

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Mortgage Application

Why wait? Apply online today with our free mortgage application.
See how safe & simple applying online is by using the Alberta Equity secure mortgage form.

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Obtaining a mortgage is one of the most important decisions you may ever make, and with so many choices and ongoing decisions; the right advice can have a huge financial impact.

Before Looking to Purchase Get Pre-Approved!

Get Pre-Approved Before Purchasing

It is always a good idea to get pre-approved (or pre-qualified) for a mortgage before you decide to look at a new home.

A pre-approval will not only let you know if and for how much you are approved for, but also gives you better negotiating power and will to keep you within your budget.

Knowing that you are a serious buyer because you have already made that first important step, many home sellers will consider reducing a listed price to match your approved budget.

And by knowing how much your monthly payments are, you can then easily factor in additional cost like property taxes, utilities and insurance.

Another major advantage to pre-qualification is the rate hold. A rate hold means that you can secure an interest rate at today's current rates and keep these rates for up to 120 days or a full year on new construction. Even if interest rates drop during that time, you will still automatically qualify at the new lower rates. And, if the rates should ever go up, you would then get the secured rate.

Have a Web Site? Need to Display Rates?

Canadian Mortgage Rates - Click here to chose a new template!

Are you a realtor, broker or financial planner with a website?

Do you need up-to-date Canadian mortgage rates displayed on your web page?

You can choose from over 200 free mortgage rate boxes to suit your web site. We also have many tailor-made rate boxes for existing real-estate companies and related websites.

Alberta Equity's Specialties Include:

  • Pre-Approvals / Qualifications
  • Interest Rate Guarantees
  • Home Purchases including Private Sales
  • Conventional or High Ratio Mortgages
  • Variable Rate Mortgages
  • First Time Homebuyers
  • Mortgages for Self-Employed Applicants
  • New Home Construction
  • Mortgage Renewals and Transfers
  • Refinances
    • Debt Consolidations
    • Increase or Top Up Investments
    • Home Renovation
  • Rental Properties
  • Second Mortgages
  • Commercial Mortgages
  • Interim / Bridge Financing on Confirmed Sell / Purchases
  • Free Mortgage Consultations / Mortgage Planning
Recognizing Debt Problem

Recognizing the Danger Signs

You may have a debt problem if:

  • you are feeling stress and anxiety over money situations and finding it difficult to sleep at nights.
  • your monthly bank statements are in the negative.
  • you're only able to pay the interest and service charges on your credit cards.
  • you are afraid to open your mail or answer unknown phone numbers.
  • your services have been cut off such as hydro or telephone.
  • you're always borrowing money from family and friends and then find yourself avoiding them because you cannot afford to re-pay them.
  • creditors are pressuring you and threatening to sue.
  • you have received notification in the mail from a collection agency.
  • your wages have been garnisheed.