Although many people in Alberta try to re-negotiate a mortgage with one lender [a bank], competition has always resulted in the best deal.
With your application, we will survey all of the leading Canadian lenders to find the best rate mortgages in Canada. This FREE unbiased service guarantees that you will receive the lowest mortgage rates and the most savings over the term of your mortgage:
A mortgage calculator is a quick and easy way to calculate your mortgage payments.
Learn exactly how much you can afford to spend before you buy.
Have you received your mortgage renewal in the mail? Don't just sign the form and send it back to the lender.
Over 70% of mortgage holders in Calgary and Edmonton do just that, and what is the usual result — a higher mortgage rate and a product that might not be best suited to their needs.
Make sure you are getting the best mortgage renewal rate in Alberta. Learn More
Many lending institutions will guarantee you an interest rate as soon as they receive your application. The guarantee means that if mortgage rates go up, you will get the old, lower rate. If you are buying a house, or switching your mortgage (also called transferring), the guarantee can last from 60 to 120 days (2 to 4 months).
If saving for a down payment seems impossible, think again. The following tips will help you achieve this realistic goal:
When applying for your mortgage it is beneficial to have the following information readily available: