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Site Search (with advanced glossary)
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Architect
One who designs buildings.
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Application Fee
What the lender charges to process the document in which a prospective borrower details his or her financial situation to qualify for a loan.
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Account Agreement
An agreement that you sign and which lists your rights and responsibilities and the bank's rights and responsibilities for the bank account.
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Allowances
Money set aside by builders for amenities, such as driveways, landscaping, carpeting and fixtures, that are standard but have optional designs.
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ADR - Average Deferral Ratio
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Real Estate Attorney
A lawyer who specializes in the transfer of land and buildings and property tax issues.
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Errors and Omissions Insurance
Malpractice insurance that protects architects, home inspectors and contractors from claims by clients for professional mistakes.
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Affidavit
A written statement sworn to before an authorized official such as a notary public, or commissioner for oaths.
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ATV - Account Transfer Voucher
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Alternative Minimum Tax
This tax primarily affects high-income taxpayers who shelter some of their income from tax through certain tax preference items or deductions. It is often referred to in tax publications as AMT and, if your income meets the limit, you have to recalculate your tax due based on the separate alternative minimum tax rates and tables.
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