At Alberta Equity, finding the best mortgage product available for every unique client is our top priority. Our brokerage has access to hundreds of financing options, along with the expertise and longevity necessary to find the best one suited to you.
Take a moment to familiarize yourself with our most popular products, as described in brief below. The financing you need, with the flexibility and terms that will help you pay down your mortgage more efficiently, is available. Contact one of our associates today or inquire online for more information on the products that interest you. We will be happy to assist you.
Apply online for our most popular mortgages. We're happy to assist you.
Purchasing a home is a large investment and can be an intimidating experience, especially when obtaining financing for the first time. Alberta Equity Mortgage Brokers are readily available to help you every step of the way and to find the right mortgage product for your first-time home buying needs.
First time home buyers can:
Roughly one in five Canadians will own five or more properties in their lives. If you are amid plans to move or looking into a second property to generate rental income, look no further than Alberta Equity for your home financing needs. Whether moving up or downsizing, finding the right mortgage product will save you significantly over the length of your term. We will do the foot work of finding that mortgage for you.
Experienced Homebuyers’ Mortgages are available:
Refinancing your mortgage will allow you to access equity you have built in your home, up to 85% loan to value (LTV), to allocate as you deem fit. Refinancing your mortgage may also allow you to consolidate a variety of higher interest debts into your mortgage payment, and to achieve a lower interest rate than the one your mortgage is attributed currently.
A Mortgage Refinance will:
If you have built at least 15% equity in your home, a helpful alternative to regular debt management is open to you. Debt consolidation allows you to use the equity you have built in your property to pay out all of your outstanding debts, and incorporate those payments into your mortgage, usually at a much lower interest rate.
Debt Consolidation is:
When you become unsatisfied with the terms and rate attributed to your mortgage, you do have the option to break that contract and transfer to another lender. Transferring your mortgage will in most cases result in penalty fee. Alberta Equity will assess your unique situation to ascertain if transferring your mortgage is in your best interest, and the best route to take to do it.
Mortgage Transfers can:
Every year more than half of the Canadians whose mortgage comes up for renewal will simply sign their renewal forms without shopping around. Your mortgage renewal date is an opportunity to negotiate for a better rate and better terms. Alberta Equity will shop the mortgage market on your behalf to find that better mortgage product for you.
Mortgage renewals are: