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Many Albertans apply for a mortgage with just one lender, often their bank, without shopping around without realizing that competition always results in the best deal.
We will survey the market and search dozens of mortgage lenders to find the best rates in Canada. This FREE unbiased service ensures that you will receive low mortgage rates and huge savings over the term of your mortgage:
 |
 |
 |
 |
|---|---|---|---|
| 3 years | 4.34 | 3.89 | $3,266.21 |
| 5 years | 4.39 | 4.99 | $7,193.90 |
| 7 years | 4.59 | 5.80 | $20,160.56 |
A mortgage calculator is a quick and easy way to calculate your mortgage payments.
Learn exactly how much you can afford to spend before you buy.
Why wait? Apply online today with our free mortgage application.
See how safe & simple applying online is by using the Alberta Equity secure mortgage form.
Are you a realtor, broker or financial planner with a website?
Do you need up-to-date Canadian mortgage rates displayed on your web page?
You can choose from over 200 free mortgage rate boxes to suit your web site. We also have many tailor-made rate boxes for existing real-estate companies and related websites.
By simply filling out our online application, we can quickly assess and evaluate your situation and provide information about the best mortgage for you.
Applying for a loan with an individual lender can often mean that you only have access to the options that particular company offers whether or not it is the right loan for you.
High pressures sales tactics often come into play as individual lenders have a vested interest in obtaining your business, however, as independent professionals there is no interest in any one vender so we will do our best to find the best Canadian Mortgage for you.
It's the middle of the month, and we're looking for your input. Our next major update is now only two weeks away and we would like to hear your comments or suggestions.
If you would like to see a new mortgage calculator, new statistics, articles or areas within our website, please enter your suggestions here.
Many people have asked us what the difference is between a mortgage broker and a mortgage lender. A mortgage broker is a trained professional that has access to loan products of different lenders and is licensed to provide you with the best advice for your mortgage needs. Mortgage brokers do not lend money. Most brokerages are small firms providing expertise services and counseling rather than loans. The lender is the one who provides the money to the borrower at the closing table. The lender also makes the final decision regarding loan approval.
So why can't you skip the middle man and go straight to the lender? Many lenders will not deal with the public for a number of reasons. For one, the cost in promoting would be too great. For example, there are many mortgage lenders based in Calgary, Alberta alone. Bridgewater, MRS Trust, Gibraltar Mortgage just to name a few. But how many of those have you actually heard of? Another reason is administration. There is a lot of paperwork involved when you close a mortgage agreement, and it just makes sense dividing up the work amongst the brokers.
Many first-time home buyers are inexperienced when it comes to investing and even wonder if buying a home is a good investment? Don't take our word for it! You can ask other home owners as they tend to agree that yes buying a home is a solid investment.
Investing in real estate gives a home owner both financial leverage and possible monetary gains upon selling the residence. Because you are not required to have the full purchase price you can borrow the money to finance the purchase and when if you sell, any money made on the residence above the purchase price is tax free and yours to enjoy.
The Platform for Privacy Preferences Project (P3P) is an emerging standard that enables Web sites to state their privacy practices in a standard format that browsers can retrieve automatically and interpret easily. This will enable users to be informed of site practices (in both machine- and human-readable formats) and to automate decision-making based on these practices when appropriate. Thus users need not read the privacy policies at every site they visit. In Internet Explorer version 6 browsers, you can set your security settings to choose what information may be collected about yourself, and how it may be used and disclosed.
The Canadian Equity Group and their Alberta website adheres to all P3P guidelines.
AlbertaEquity.com is managed by Super Brokers Incorporated, a division of TMG The Mortgage Group. Our goal is to help you find the best mortgage rates (OAC) and lenders in and around Calgary, Edmonton, Lethbridge, Medicine Hat and Red Deer. Super Brokers is a proud member of the Better Business Bureau of Southern Alberta. Our mortgage application is secured by Equifax SSL from GeoTrust. Although every attempt is made to ensure accuracy, the information contained here should only be used as a guideline. Please speak to one of our mortgage brokers if you would like more information about our services. For questions or comments about our website, security practices or policies, call our web support line at 1-866-530-5541. To speak with a mortgage broker, call toll free 1-800-604-1864
